Your Car Insurance Rental Car Policy
July 7, 2008 by Be Safe Insure
Filed under Car Insurance, Car Rental Insurance
So, your car is damaged due to a minor accident. You now need to get a rental car to help you out while your own car is being repaired. How to go about doing this, ensuring it is fully covered by your car insurance? 7 Important Considerations 1. Rental Car Expense – Is It Covered? [...]
Inside the Mind of an Underwriter – Demystifying the Underwriting Process – II
July 6, 2008 by Be Safe Insure
Filed under 1. Commercial Insurance
Continuation of Part 1 of the article by Chris Sheppard: Underwriters actually look at your websites. In fact, good underwriters go over it with a fine toothed comb. What might be prideful boasting to you (above example), is a red flag to the underwriter. Do you think your underwriter is going to be aggressive, or [...]
Inside the Mind of an Underwriter – Demystifying the Underwriting Process – I
July 6, 2008 by Be Safe Insure
Filed under 1. Commercial Insurance, Other Insurance
Understand how the underwriting process works. Important tips for those thinking about marketing their business insurance.
Rolling Your 401k
July 5, 2008 by Be Safe Insure
Filed under Annuities, Life, Planning, Retirement
When we start out work for the first time, we believe that we would stay with the same company until retirement and have a comfortable retirement life with all the money we have saved in our 401k account. Unfortunately this does not happen. In present day and time, we end up changing jobs several times [...]
Mortgage Payment Protection Provides A Tax-free Income
July 4, 2008 by Be Safe Insure
Filed under 2. Personal Insurance, Income Insurance
When your mortgage repayments come round each month you have to have the money to be able to pay it. If you do not then you will get a letter from your lender asking why. Miss another repayment and you are looking at having repossession proceedings brought against you and losing your home. If you [...]
Safe Driving Tips to Reduce Your Car Insurance
July 3, 2008 by Be Safe Insure
Filed under Car - Truck, Car Insurance
Safe-Driving Tips Auto crashes in general have declined over the last few years, but crash fatalities still average around an alarming 40,000 every year (source: NHTSA), despite technological advances. A much higher number of crashes result in permanent disability. With the main accident causes being human errors, following are some basic but life-saving reminders drivers [...]
America’s Best Drivers ~ Allstate reports
July 3, 2008 by Be Safe Insure
Filed under Car - Truck, Car Insurance, Other Insurance
NORTHBROOK, Ill., July 1, 2008- Residents in Sioux Falls, S.D., continued to top the chart as the safest drivers in the U.S., according to the fourth annual “Allstate America’s Best Drivers Report™.” The average driver in Sioux Falls experiences an auto collision every 14.6 years. Compared to the national likelihood of a collision every 10 [...]
Consider Income Insurance For Peace Of Mind Against Unemployment
July 2, 2008 by Be Safe Insure
Filed under Income Insurance
Income insurance can give great peace of mind if you lose your income after becoming unemployed. No one can realistically say that their job is safe these days with redundancies happening when we least expect it. If you were to be made redundant then relying on redundancy money to continue living your lifestyle would not [...]
Income Tax Burdens For the Non-Spouse Beneficiary: Perils of Failing to Roll a 401k into an IRA
July 1, 2008 by Be Safe Insure
Filed under Other Insurance, Planning, Retirement
Have you heard about a “stretch IRA” and wondered if it was some special kind of IRA? Well, it isn’t. In the simplest terms, a stretch IRA is an IRA that has a beneficiary designation that provides for the possibility of maintaining the tax deferred status of the IRA after the death of the IRA [...]
