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America’s Best Drivers ~ Allstate reports

July 3, 2008

NORTHBROOK, Ill., July 1, 2008-

Residents in Sioux Falls, S.D., continued to top the chart as the safest drivers in the U.S., according to the fourth annual “Allstate America’s Best Drivers Report™.” The average driver in Sioux Falls experiences an auto collision every 14.6 years. Compared to the national likelihood of a collision every 10 years - Sioux Falls motorists are 31.6 percent less likely to have an accident than the national average.

“I am happy to know that our residents are continuing to drive safely, particularly with the July 4th holiday approaching,” said Dave Munson, mayor of Sioux Falls. “The quality of our community driver education programs, combined with the careful consideration of our traffic engineering department, goes a long way to make our roadways safe for everyone.”

Holding fast to the number two spot for the third consecutive year is Fort Collins, Colo. On average, motorists in Fort Collins experience a car collision every 13.4 years.

For the past four years, Allstate actuaries have conducted an in-depth analysis of company claim data to determine the likelihood drivers in America’s 200 largest cities will experience a vehicle collision compared to the national average. Allstate’s auto policies represent about 12 percent of all U.S. auto policies, making this report a realistic snapshot of what’s happening on America’s roadways. This year’s report also includes
data on male vs. female drivers, and compares drivers in different generations: pre-baby
boomer, baby boomers, generation X and generation Y.

“Allstate’s America’s Best Driver’s Report was created to boost the country’s discussion on safe driving. Each year, we hope that the report will increase awareness on the importance of being tolerant and attentive behind the wheel. This is also a critical message we must communicate with teen drivers,” said Mike Roche, senior vice president, Allstate’s Claim Organization.

America’s Safest Cities based on Gender And Generation

To add to the country’s interest of comparing male vs. female, pre-baby boomer vs. boomer, generation X vs. generation Y, Allstate’s Best Drivers report delivers a new category and recognizes the safest cities based on gender and generation. Allstate compared the top 20 cities where Allstate writes auto insurance policies to determine the
safest cities based on gender and generation. Tucson, Ariz. received top honors as the safest city for males, females, pre-baby boomers, baby boomers and Gen X. El Paso, TX, landed the number one spot as the safest city for Gen Y drivers, according to Allstate’s data.

Males
Females
City
Average Years
Between Collisions
City
Average Years
Between Collisions
1. Tucson, Ariz.
11.8
 1. Tucson, Ariz.
10.1
2. El Paso, TX
10.6
 2. El Paso, TX
9.5
3. Salt Lake City, UT
10.0
 3. Jacksonville, Fla.
9.2
4. Jacksonville, Fla.
10.0
 4. Salt Lake City, UT
9.1
5. Fort Lauderdale, Fla.
9.7
 5. Fort Lauderdale, Fla.
8.8
6. Fort Worth, TX
9.2
 6. Fort Worth, TX
8.8
7. San Diego, Calif.
8.9
 7. San Diego, Calif.
8.7
8. New York, N.Y.
8.9
 8. New York, N.Y.
8.6
9. San Jose, Calif.
8.5
 9. Charlotte, N.C.
8.3
10. Charlotte, N.C.
8.4
 10. San Jose, Calif.
8.2
Pre Baby Boomers
Baby Boomers
City
Average Years

Between Collisions
City
Average Years

Between Collisions
1. Tucson, Ariz.
11.9
 1. Tucson, Ariz.
12.2
2. Salt Lake City, UT
11.9
 2. Jacksonville, Fla.
11.0
3. El Paso, TX
11.8
 3. Salt Lake City, UT
10.8
4. Charlotte, N.C.
11.0
 4. El Paso, TX
10.4
5. San Diego, Calif.
10.9
 5. Fort Lauderdale, Fla.
10.3
6. Jacksonville, Fla.
10.9
 6. Fort Worth, TX
10.1
7. Fort Worth, TX
10.8
 7. Charlotte, N.C.
9.8
8. San Jose, Calif.
10.7
 8. San Diego, Calif.
9.8
9. Orlando, Fla.
9.7
 9. Orlando, Fla.
9.1
10. Fort Lauderdale, Fla.
9.6
 10. New York, N.Y.
9.0
Generation X
Generation Y
City
Average Years

Between Collisions
City
Average Years

Between Collisions
1. Tucson, Ariz.
11.2
 1. El Paso, TX
7.5
2. El Paso, TX
10.5
 2. Tucson, Ariz.
7.0
3. Salt Lake City, UT
9.7
 3. Salt Lake City, UT
6.9
4. Jacksonville, Fla.
9.6
 4. New York, N.Y.
6.6
5. Fort Lauderdale, Fla.
9.3
 5. San Diego, Calif.
6.3
6. Fort Worth, TX
9.1
 6. San Jose, Calif.
6.2
7. San Diego, Calif.
8.8
 7. Jacksonville, Fla.
6.2
8. New York, N.Y.
8.7
 8. Fort Worth, TX
6.0
9. San Jose, Calif.
8.5
 9. Chicago, Ill.
5.8
10. Orlando, Fla.
8.5
 10. Fort Lauderdale, Fla.
5.8

“Arizona is one of the fastest growing states in the country, and over the years, vehicle miles traveled have naturally increased. In 2004, Governor Napolitano created the Governor’s Traffic Safety Advisory Council (GTSAC) to bring together safety organizations to develop, promote, and implement cost-effective traffic safety strategies to save lives on all public roads in Arizona. The increased educational programs from state agencies and community safety partners, along with law enforcement details and activities to remove dangerous drivers, have helped create safer motorist behaviors,” said Richard Fimbres, director of Governor’s Office of Highway Safety in Arizona.

The Top 10

Drivers from Sioux Falls maintained their status as the safest city in this year’s report, in addition to increasing their average years between collisions, from 13.7 to 14.6. However, four cities, including three from Michigan, have found a spot on the top 10 list for the first time in the history of the report. Midwestern drivers appear to continue to recognize the importance of driving safely. Half of the 10 top cities are in America’s heartland, according to the report.

Rank/City
Collision Likelihood
Compared to National

Average
Average Years
Between Collisions
1. Sioux Falls, S.D.
31.6% less likely
14.6
2. Fort Collins, Colo.
25.5% less likely
13.4
3. Chattanooga, Tenn.
25.1% less likely
13.3
4. Sterling Heights, Mich.
24.4% less likely
13.2
5. Warren, Mich.
24.0% less likely
13.2
6. Knoxville, Tenn.
23.4% less likely
13.1
7. Grand Rapids, Mich.
22.7% less likely
12.9
8. Cedar Rapids, IA
22.3% less likely
12.9
9. Lexington, Ky.
22.0% less likely
12.8
10. Detroit, Mich.
19.5% less likely
12.4

2007 Competent Commuters by Population

Cities with More Than One Million Residents…

For the fourth consecutive year, drivers in Phoenix, Ariz., are the safest big city commuters, according to Allstate. Phoenix motorists can expect to bump into another vehicle on the roadway every 9.8 years - slightly more frequently than the national average.

Rank/City
Collision Likelihood
Compared to National
Average
Average Years
Between Collisions
84. Phoenix, Ariz.
1.5% more likely
9.8
112. San Diego, Calif.
9.9% more likely
9.1
126. New York, N.Y.
13.2% more likely
8.8
153. Houston, TX
23.5% more likely
8.1
161. San Antonio, TX
25.7% more likely
8.0
167. Dallas, TX
27.6% more likely
7.8
176. Chicago, Ill.
32.3% more likely
7.6
182. Los Angeles, Calif.
41.5% more likely
7.1
187. Philadelphia, Pa.
50.4% more likely
6.6

Cities with 500,000 to One Million Residents…

Detroit drivers kept their motors roaring safely and topped the list of safest drivers in mid-sized cities with populations between 500,000 to 1,000,000 residents. In addition to making the top 10 list for the first time, drivers in the Motor City increased their average years between collisions to once every 12.4 years. Drivers in all the top 10 cities in this list for mid-sized cities are less likely than the national average to experience a collision.

Rank/City
Collision Likelihood
Compared to National
Average
Average Years
Between Collisions
10. Detroit, Mich.
19.5 less likely
12.4
25. Milwaukee, Wis.
15.0 less likely
11.8
30. Louisville, Ky.
12.2 less likely
11.4
33. Nashville, Tenn.
10.0 less likely
11.1
39. Tucson, Ariz.
9.3 less likely
11.0
44. Memphis, Tenn.
8.6 less likely
10.9
48. Denver, Colo.
6.6 less likely
10.7
54. Oklahoma City, Okla.
4.9 less likely
10.5
60. Indianapolis, Ind.
3.6 less likely
10.4
67. El Paso, TX
2.2 less likely
10.2

All Pumped Up For Free Gas!

Allstate pumped out free gas today to reward Sioux Falls residents for three consecutive years of safe driving habits according to “Allstate America’s Best Drivers Report.” Eager drivers lined up before dawn for the chance to get free gas, compliments of Allstate Insurance Company. The mayor of Sioux Falls and other city officials joined local Allstate agents to pump petrol for happy commuters - delivering some unexpected relief from record high gas prices.

Allstate Safety Leadership Award®

Allstate will honor motorists in Sioux Falls, SD., today by presenting Sioux Falls Mayor Dave Munson with the Allstate Safety Leadership Award® as recognition for the safe driving habits of the city’s residents.

The City of Sioux Falls will accept the Allstate Safety Leadership Award in recognition of the contributions made by the city to create and foster a safe driving environment for its residents. The award is Allstate’s highest public honor, recognizing and promoting public awareness for successful public safety programs. Allstate presents the “Allstate America’s Best Driver’s Report” and the Allstate Safety Leadership Award to inspire others to take a leadership role in the safety arena.

Crashes Happen

According to the National Highway Traffic Safety Administration (NHTSA), more fatal crashes occur on Saturdays than any other day of the week. Sunday ranked second and Friday came in third. Additionally, most collisions happen between 6 and 9 p.m. From 3 to 6 p.m. ranked second, and 9 p.m. to midnight finished third. The fewest crashes occur between 3 and 6 a.m.

# # #

Note: The Allstate data excludes cities in the state of Massachusetts, where Allstate Insurance Company does not offer insurance products. Other cities not represented by any zip codes found in Allstate data: West Valley, UT, Coral Springs, Fla, Lakewood, Colo., and Pembroke Pines, Fla.

The Math Behind the Rankings

To create the report, Allstate researchers analyzed internal property damage reported claims over a two-year period (from January 2005 to December 2006) to ensure the findings would not be impacted by external influences such as weather or road construction. A weighted average of the two-year numbers determined the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim.

Source: The Allstate Corporation, the US largest publicly held personal lines insurer. To view the “Allstate America’s Best Drivers Report” in its entirety or to see previous year’s results, log onto www.allstate.com
.

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