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	<title>Be Safe Insure .com &#187; Farm</title>
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	<description>Advice on Personal Insurance &#38; Commercial Insurance</description>
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		<title>When Farm Animals Attack!</title>
		<link>http://besafeinsure.com/when-farm-animals-attack/</link>
		<comments>http://besafeinsure.com/when-farm-animals-attack/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 10:36:25 +0000</pubDate>
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				<category><![CDATA[Farm]]></category>

		<guid isPermaLink="false">http://www.besafeinsure.com/?p=1096</guid>
		<description><![CDATA[When Farm Animals Attack! How to deal with the situation when farm animals get wild or try to attack. Here is the video on Youtube: Advice on Personal Insurance &#038; Commercial Insurance. Copyright &#169;. All Rights Reserved.]]></description>
			<content:encoded><![CDATA[<p><strong>When Farm Animals Attack!</strong></p>
<p>How to deal with the situation when farm animals get wild or try to attack.</p>
<p>Here is the video on <a href="http://www.youtube.com/watch?v=u_s02-Cgwik">Youtube</a>:</p>
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		<title>Farm Animals &#8211; Amazing Grace</title>
		<link>http://besafeinsure.com/farm-animals-amazing-grace/</link>
		<comments>http://besafeinsure.com/farm-animals-amazing-grace/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 18:17:36 +0000</pubDate>
		<dc:creator>Webmaster</dc:creator>
				<category><![CDATA[Farm]]></category>

		<guid isPermaLink="false">http://www.besafeinsure.com/?p=1094</guid>
		<description><![CDATA[Farm Animals &#8211; Amazing Grace Lets take a moment to think about this wonderful creatures. Learn to love them and respect them. Here is the video on Youtube: Advice on Personal Insurance &#038; Commercial Insurance. Copyright &#169;. All Rights Reserved.]]></description>
			<content:encoded><![CDATA[<p><strong>Farm Animals &#8211; Amazing Grace</strong></p>
<p>Lets take a moment to think about this wonderful creatures. Learn to love them and respect them.</p>
<p>Here is the video on <a href="http://www.youtube.com/watch?v=gPtbd2pweqA">Youtube</a>:</p>
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		<title>Beekeepers can now have Crop Insurance</title>
		<link>http://besafeinsure.com/beekeepers-can-now-have-crop-insurance/</link>
		<comments>http://besafeinsure.com/beekeepers-can-now-have-crop-insurance/#comments</comments>
		<pubDate>Mon, 22 Dec 2008 18:25:49 +0000</pubDate>
		<dc:creator>Be Safe Insure</dc:creator>
				<category><![CDATA[1. Commercial Insurance]]></category>
		<category><![CDATA[Farm]]></category>
		<category><![CDATA[bee insurance]]></category>
		<category><![CDATA[beekeepers insurance]]></category>
		<category><![CDATA[crop insurance]]></category>
		<category><![CDATA[Dakota]]></category>

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		<description><![CDATA[CROP INSURANCE FOR BEEKEEPERS NOW AVAILABLE BISMARCK – Agriculture Commissioner Roger Johnson is encouraging North Dakota beekeepers to consider enrolling in a newly developed crop insurance pilot program for apiculture. “The Risk Management Agency (RMA) of the U.S. Department of Agriculture is currently testing two insurance programs to protect honey producers from loss of production,” [...]]]></description>
			<content:encoded><![CDATA[<p>CROP INSURANCE FOR BEEKEEPERS NOW AVAILABLE</p>
<p>BISMARCK – Agriculture Commissioner Roger Johnson is encouraging North Dakota beekeepers to consider enrolling in a newly developed crop insurance pilot program for apiculture.</p>
<p>“The Risk Management Agency (RMA) of the U.S. Department of Agriculture is currently testing two insurance programs to protect honey producers from loss of production,” Johnson said. “If these programs prove popular with producers, they may become a dependable tool for beekeepers to reduce their risk.”</p>
<p>The Rainfall Index (RI) program, now being tested in North Dakota, Alabama, Colorado, Georgia, Idaho, Missouri, Montana, South Carolina, Texas and Utah, is based on data from the National Oceanic and Atmospheric Administration Climate Prediction Center. Insurance payments to the producer are calculated based on the deviation from normal rainfall within a 144-square mile grid.</p>
<p>The Vegetation Index (VI) program will be tested in Colorado, Kansas, Minnesota, Nebraska, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Virginia, and Wyoming. It uses “normalized difference vegetation index (NDVI) data from the US Geological Survey Earth Resources Observation and Science Data Center to measure vegetation amount and condition and indicate production capacity.</p>
<p>Johnson said policyholders can insure apiary locations that are on land that is contiguous or non-contiguous and on single or multiple grids.</p>
<p>“There is more information about the new pilot programs on RMA’s website,” Johnson said. “Beekeepers can also contact local crop insurance agents to learn if the companies they represent are offering the pilot program.”</p>
<p>The RMA website is www.rma.usda.gov/policies/ri-vi/apiculture.html</p>
<p>North Dakota is the nation’s leading honey-producing state. North Dakota bee colonies produced 21 percent of the nation’s honey supply in 2007.
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		<title>Emergency Watershed Relief for Flood Affected Farmers &amp; Counties</title>
		<link>http://besafeinsure.com/emergency-watershed-relief-for-flood-affected-farmers-counties/</link>
		<comments>http://besafeinsure.com/emergency-watershed-relief-for-flood-affected-farmers-counties/#comments</comments>
		<pubDate>Wed, 18 Jun 2008 15:19:17 +0000</pubDate>
		<dc:creator>Be Safe Insure</dc:creator>
				<category><![CDATA[1. Commercial Insurance]]></category>
		<category><![CDATA[Farm]]></category>
		<category><![CDATA[Flood Insurance]]></category>
		<category><![CDATA[commercial flood insurance]]></category>
		<category><![CDATA[financial aid for flooded farms]]></category>
		<category><![CDATA[flood]]></category>

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		<description><![CDATA[Financial and other emergency support is immediately available in Indiana for both individual farmers and counties affected by floods. 28 Indiana counties are declared as primary disaster areas, and an additional 25 counties as contiguous disaster area. USDA support available to them include: Financial Assistance for Flooded Farms Individual farmers in primary and contiguous counties [...]]]></description>
			<content:encoded><![CDATA[<p>Financial and other emergency support is immediately available in Indiana for both individual farmers and counties affected by floods.  28 Indiana counties are declared as primary disaster areas, and an additional 25 counties as contiguous disaster area.</p>
<p>USDA support available to them include:</p>
<p><strong>Financial Assistance for Flooded Farms</strong></p>
<p>Individual farmers in primary and contiguous counties can seek assistance through an Emergency Conservation Program from June 23 through July 11. . They can receive cost-share assistance of 75% or more of the cost to implement approved emergency conservation practices such as removal of debris and restoration of fences and conservation structures. </p>
<p>Farmers and ranchers affected by natural disasters can apply for the  Emergency Conservation Program (ECP) by the USDA&#8217;s Farm Service Agency. ECP provides financial assistance for the restoration of farmlands on which normal farming operations have been impeded by natural disasters. ECP also helps with funds for carrying out emergency water conservation measures during periods of severe drought. Emergency conservation assistance is available for removing debris and restoring permanent fences, terraces, diversions, irrigation systems, and other conservation installations. Conservation problems that existed before a disaster are not eligible.</p>
<p>In addition, farmers in primary and contiguous counties are also eligible for low-interest emergency loans from the USDA Farm Service Agency.</p>
<p><strong>Financial Assistance to Flooded Counties </strong></p>
<p>Counties affected by flood can immediately apply for USDA&#8217;s Emergency Watershed Protection program. The goal of this program is to undertake emergency measures to relieve imminent hazards to life and property created by a natural disaster.</p>
<p>Emergency Watershed Protection (EWP) is a program that helps protect lives and property threatened by natural disasters such as floods, hurricanes, tornadoes, and wildfires. The program is administered by the USDA&#8217;s Natural Resources Conservation Service (NRCS), which provides technical and financial assistance to preserve life and property threatened by excessive erosion and flooding.</p>
<p><strong>Types of Assistance</strong></p>
<p>There is traditional financial support available to those suffering the consequences of natural disaster:<br />
a. EWP provides funding to project sponsors for such work as clearing debris from clogged waterways, restoring vegetation, and stabilizing river banks. The measures that are taken must be environmentally and economically sound and generally benefit more than one property owner.<br />
b.  NRCS provides up to 75 percent of the funds needed to restore the natural function of a watershed. The community or local sponsor of the work pays the remaining 25 percent, which can be provided by cash or in-kind services.</p>
<p><strong>More information</strong></p>
<p>The Emergency Watershed Program (EWP) also provides for the purchase of floodplain easements as an emergency measure. Since 1996, NRCS has purchased floodplain easements on lands that qualify for EWP assistance. Floodplain easements restore, protect, maintain, and enhance the functions of the floodplain; conserve natural values including fish and wildlife habitat, water quality, flood water retention, ground water recharge, and open space; reduce long-term federal disaster assistance; and safeguard lives and property from floods, drought, and the products of erosion.</p>
<p><strong>Land Eligibility</strong></p>
<p>NRCS may purchase EWP easements on any floodplain lands that have been impaired within the last 12 months or that have a history of repeated flooding (i.e., flooded at least two times during the past 10 years). Purchases are based upon established priorities. Landowner applications for the program far exceed funding. NRCS maintains a list of easement offers that meet basic eligibility criteria at the time of application. These offers continue to be eligible pending availability of funding.</p>
<p><strong>Easement Payments</strong></p>
<p>Under the floodplain easement option, a landowner voluntarily offers to sell to the NRCS a permanent conservation easement that provides the NRCS with the full authority to restore and enhance the floodplain’s functions and values. In exchange, a landowner receives the least of one of the three following values as an easement payment: (i) a geographic rate established by the NRCS state conservationist; (ii) a value based on a market appraisal analysis for agricultural uses or assessment for agricultural land; or (iii) the landowner offer.</p>
<p><strong>Restoration of the Floodplain</strong></p>
<p>The easement provides NRCS with the authority to restore and enhance the floodplain’s functions and values. NRCS may pay up to 100% of the restoration costs. To the extent practicable, NRCS actively restores the natural features and characteristics of the floodplain through re-creating the topographic diversity, increasing the duration of inundation and saturation, and providing for the re-establishment of native vegetation. The landowner is provided the opportunity to participate in the restoration efforts. NRCS may pay 75 percent of the cost of removing buildings when appropriate.</p>
<p><strong>Landowner Use</strong></p>
<p>Landowners retain several rights to the property, including quiet enjoyment, the right to control public access, and the right to undeveloped recreational use such as hunting and fishing. At any time, a landowner may obtain authorization from NRCS to engage in other activities, provided that NRCS determines it will further the protection and enhancement of the easement’s floodplain functions and values. These compatible uses may include managed timber harvest, periodic haying, or grazing. NRCS determines the amount, method, timing, intensity, and duration of any compatible use that might be authorized. While a landowner can realize economic returns from an activity allowed for on the easement area, a landowner is not assured of any specific level or frequency of such use, and the authorization does not vest any right of any kind to the landowner. Cropping is not authorized and haying or grazing would not be authorized as a compatible use on lands that are being restored to woody vegetation.</p>
<p><strong>Eligibility</strong></p>
<p>Owners, managers, and users of public, private, or tribal lands are eligible for EWP assistance if their watershed area has been damaged by a natural disaster.
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