Group health insurance coverage for individuals reduces costs, requires a certain percentage of a business to participate and may not be tailored to fit individual needs. Find out how companies benefit from group health insurance coverage with information from a licensed life and health insurance representative in this free video on insurance.

Here is the video on Youtube:

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New York-based specialty insurer NYMAGICwill be acquired by ProSight Specialty Insurance Holdings Inc.
The deal is worth approximately $230 million, with stockholders receiving $25.75 per share in …

Mining Firms Complain Democrats’ Safety Bill Too Harsh

The nation's top mine safety official urged quick passage this week of a bill that would crack down on mines with safety problems, despite industry complaints that the legislation is too …

Insurance Professionals of Central Virginia Elects New Officers

Tina Carroll, a State Farm agent, has been named president of The Insurance Professionals of Central of Virginia for the group's 2010 to 2011 year.
The group's other newly elected officers are …

Reinsurance Tax Debate over HR 3424 Heats Up at Committee Hearing

Both sides presented their views at a hearing of the House Ways and Means Committee on Wednesday, July 14. Compromise over whether or not to disallow deductions for premiums paid to purchase …

Birmingham Bans Texting While Driving

Birmingham has banned texting while driving.
The Birmingham City Council voted unanimously to set a $100 fine for drivers caught texting.
Councilman Johnathan Austin, chairman of the council's …

Mississippi Demands City Repay Misspent Fire Insurance Funds

Former Sledge Mayor Bernard Handy, former City Clerk Mary Allen and current City Clerk Yvonne Amos have been issued demand letters for the repayment of illegally spent Fire Insurance Rebate …

Georgia Couples Who Own Land in Florida Sue BP

Two Atlanta couples are suing BP PLC for damages as a result of the Gulf oil spill.
The class-action lawsuit, filed in the U.S. District Court of Northern Georgia, seeks compensation for loss of …

Crop Insurers Agree to $600 Million a Year Subsidy Cut

All 16 private insurance companies that participate in a federal crop insurance program have signed off on the new federal reinsurance agreement that cuts the subsidies they get by $600 million a …

Lawsuit in Florida Targets Flood Insurance As Danger to Sea Turtles

The National Wildife Federation claims in a lawsuit that the Federal Emergency Management Agency's flood insurance program is hurting sea turtles by spurring coastal development.
The lawsuit filed …

AIG Names Miller Chairman, Following Golub’s Resignation

American International Group named director Robert "Steve'' Miller as its new chairman, replacing Harvey Golub, who resigned after clashing with Chief Executive Robert Benmosche over the botched …

Cunningham Lindsey Completes Expansion in Germany, Spain, France

Claims specialists Cunningham Lindsey Group Limited have completed four strategic acquisitions in Europe. President and CEO Philippe Bès reported that the Group is "ahead of our internal …

9 killed, 10 Missing as Typhoon Conson Lashes Philippines

The first typhoon to lash the Philippines this year killed at least nine people and left 11 others missing Wednesday after flooding streets in the capital and toppling power lines.
Typhoon Conson …

Insurance Department: Iowa Dram Shop Rule Creating Confusion

The Iowa Department of Insurance reports that insurance companies and insurance producers may be in violation of an administrative rule issued by the Iowa Alcoholic Beverages Division (IABD) in …

Nearly $10M Being Distributed to Kansas Firefighters Relief Associations

Kansas Insurance Commissioner Sandy Praeger is currently making the annual distribution of funds to state and local firefighter relief organizations.
More than $9.7 million will be distributed …

Alabama Insurance Regulator Rejects Offer to Run Louisiana Citizens

An Alabama insurance regulator has turned aside an offer to become head of Louisiana's property insurer of last resort.
The Louisiana Department of Insurance says Charles Angell has decided to …

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Employer based health coverage is disappearing leaving many employed individuals to make their own health care insurance decisions. Due to the high cost of health insurance, many employers are either scaling back their coverage or eliminating it all together, according to a survey by the non-partisan Kaiser Family Foundation.

So what are the differences in health care planes, and which one is best for you? This presentation will provide some information. But first: what is health insurance? Health insurance is a form of group insurance, where policy holders share the risk. Not everyone gets sick at the same time, so most of the premiums go to paying the expenses of those who are. For the most part, in the United States, health insurance is provided by private insurance companies who must make a profit.

Here is the video on Youtube:

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17 Jun 2010 at 7:04am
Patients who report having a regular doctor either at a community health center or at the physician’s office report receiving better quality health care, and have a better health care experience, than patients who have …

MetLife Offers New Disability/ Health and Wellness Integrated Solution – PR I…

10 Jun 2010 at 6:15am
MetLife, a leading provider of employee benefits, today announced the availability of its new Disability Health and Wellness Connection, a program designed to help companies engage employees in managing their health and …

Co-Founder of Independent Broker Hoffman Brown Dies – Insurance News Net

16 Jun 2010 at 8:34pm
Bernard “Bud” Brown Jr., the founder of Hoffman Brown Co., passed away May 28 at the age of 75. Hoffman Brown is an independent broker of insurance in Southern California, which offers personal, commercial, health …

Aetna says 2Q profit will beat view – Philadelphia Daily News

17 Jun 2010 at 10:17am
INDIANAPOLIS – Health insurer Aetna Inc. said today that it expects to exceed Wall Street’s profit expectations for its second quarter in part because health-care costs from the first quarter are coming in lower than …

Aetna says 2Q profit will beat Street expectations – Houston Chronicle

17 Jun 2010 at 7:11am
INDIANAPOLIS — Health insurer Aetna Inc. said Thursday it expects to exceed Wall Street’s profit expectations for its second quarter in part because health care costs from the first quarter are coming in lower than …

HM Insurance Group Acquires Stop Loss Block From Mutual of Omaha – Earthtimes

17 Jun 2010 at 9:27am
PITTSBURGH , June 17 — In a move that will place HM Insurance Group among the largest employer stop loss carriers in the U.S., it was announced today that HM Life Insurance Company has reached an agreement with Mutual …

Aetna says 2Q profit will beat Street outlook – Hartford Business

17 Jun 2010 at 8:08am
Hartford health insurer Aetna Inc. said Thursday it expects to exceed Wall Street’s profit expectations for its second quarter in part because health care costs from the first quarter are coming in lower than expected …

Crossroads Insurance makes it easy to opt for condominium insurance policies …

14 Jun 2010 at 6:10am
PRLog (Press Release) – Jun 14, 2010 – Crossroads Insurance has been insuring Manitoba since 1972. Serving the industry for such a long time now, it has established itself as a commendable brand in the insurance …

Micrus Endovascular Receives Approval to Market DeltaPaq and DeltaPlush Micro…

17 Jun 2010 at 1:42am
SAN JOSE, Calif.–(BUSINESS WIRE)– Micrus Endovascular Corporation (NASDAQ: MEND – News ) today announced receipt of Shonin approval from the Ministry of Health, Labour and Welfare to market in Japan its novel bare …

CorVel Announces Fiscal Year Earnings Release Webcast – StreetInsider.com

7 Jun 2010 at 6:29pm
CorVel Corporation is a national provider of leading-edge services and solutions in the field of disability management. CorVel specializes in applying information technology and e-commerce applications to improve …

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Starting in 2010, small employers that provide health insurance coverage to their employees may qualify for a special tax credit. “Small Business Health Care Tax Credit ” provides more information about the health insurance credit.

Here is the video on Youtube:

Advice on Personal Insurance & Commercial Insurance. Copyright ©. All Rights Reserved.

10 Jun 2010 at 6:15am
MetLife, a leading provider of employee benefits, today announced the availability of its new Disability Health and Wellness Connection, a program designed to help companies engage employees in managing their health and …

Intercare Execs Win Power Brokers Awards – San Diego Business Journal

10 Jun 2010 at 4:52pm
San Diego-based Intercare Insurance Solutions, which pairs insurance brokerage services with employee wellness initiatives, recently claimed two Power Broker awards from Risk & Insurance Magazine. The annual awards …

Buying Health Insurance Online Numbers Salesmen’s Days – HULIQ.com

10 Jun 2010 at 7:55am
Thanks to the Internet, millions of people are buying health insurance and actually every kind of insurance online. While the auto insurance industry may have it down to a science, consumer experiences with life and …

Jimmie Jacques DeVone of West Hartford admits fraudulently collecting disabil…

10 Jun 2010 at 4:31pm
SPRINGFIELD – A Connecticut man pleaded guilty in Hampden Superior Court on Tuesday to charges he schemed to fraudulently collect more than $22,000 in disability benefits while continuing to work. Jimmie Jacques DeVone …

BEASLEY: Think you don’t need disability insurance? – Star-Press

6 Jun 2010 at 12:08am
May was Disability Insurance Awareness Month across the United States. This is an annual campaign to educate the public about the need for, and availability of, insurance to protect against the loss of income during a …

Intel Corporation: Aetna, Intel Effort Signals Importance of Early Interventi…

10 Jun 2010 at 12:49pm
Jun 10, 2010 (M2 PRESSWIRE via COMTEX) — NEWS HIGHLIGHTS * Aetna and Intel study demonstrates how the combination of remote patient monitoring with nurse care management can improve the health of Medicare beneficiaries …

CorVel Announces Expanded Share Buyback – Earthtimes

10 Jun 2010 at 4:45pm
IRVINE, Calif. , June 10 — CorVel Corporation (Nasdaq: CRVL), reported that the Company’s Board of Directors has approved a 850,000 share expansion to its existing stock repurchase plan, increasing the total number of …

Aetna Announces Appearance at Goldman Sachs 31st Annual Global Healthcare Con…

10 Jun 2010 at 12:20pm
Aetna (NYSE: AET) announced today that Joseph M. Zubretsky, executive vice president and CFO, is scheduled to make a presentation at the Goldman Sachs 31 st Annual Global Healthcare Conference on June 17, 2010, in Los …

Mang agent passes exam – Press & Sun-Bulletin

9 Jun 2010 at 7:38pm
As a licensed life, health and accident agent, Ross offers term and whole life insurance, employee benefits (including group health and dental) and short- and long-term disability to individuals and businesses. He is …

Gene causes Alzheimer’s brain ‘garbage’ – msnbc.com

10 Jun 2010 at 11:01am
A brain mechanism that acts like a recycling plant for toxic proteins goes haywire in people with a gene mutation linked with Alzheimer’s disease, U.S. researchers said on Thursday, unveiling a discovery offering a new …

Advice on Personal Insurance & Commercial Insurance. Copyright ©. All Rights Reserved.

1 Jun 2010 at 8:16pm
… Health Affairs. With these frightening statistics in mind, it begs the question, how you would support yourself if you couldn’t work due to a disability? Luckily, there is protection available in the form of disability-income (DI) insurance …

County says no to Belleview, Dunnellon on staff insurance – Star-Banner

1 Jun 2010 at 5:53pm
Belleview and Dunnellon each sought the county’s help after learning that the city of Ocala — which had been their insurance partner for health, life, disability, dental and vision coverage — is going to become self-insured and thus no longer …

JHA Survey Results Reinforce Need for Disability Insurance Awareness … – In…

24 May 2010 at 4:58pm
According to JHA’s recently released 2009 Individual DI Market Survey, disability insurance carriers felt the impact of the recession last year, with flat to modest growth in total inforce premium and a decline in new sales premium. A summary of the …

Ax likely to fall hard on human services – Austin American-Statesman

1 Jun 2010 at 8:38pm
In addition to medical and dental care, the program helps pay for drugs, therapies, insurance premiums and travel to health care visits. Colleen Horton, an expert in disability policy who is a program officer at the Hogg Foundation for Mental Health …

Disability Insurance – Officer.com

1 Jun 2010 at 1:04am
These tragedies emphasized how much our health and safety can be a matter of inches and fate … Disability insurance is a logical means for us to protect ourselves and our family from financial ruin should we be injured away from work.

MetLife Financial Planning Tips Target the LGBT … – SheWired

1 Jun 2010 at 2:47pm
Health Care Planning — Durable power of attorney for health care or health care proxy, living wills, and priority of visitation. — Financial and Retirement Planning — Life insurance, long-term care insurance, disability income insurance, the …

Wrap our veterans’ benefits in yellow ribbon, not red … – Review Messenger

1 Jun 2010 at 9:20pm
These include health care, disability compensation, pensions, education benefits, home loans, vocational rehabilitation, life insurance and emergency assistance. But many Minnesota veterans tell me that it is hard to find good authoritative …

State proposes banning insurance clause – Austin American-Statesman

24 May 2010 at 4:58pm
… clauses that make it easier for insurance companies to deny benefits to some policyholders. The move is the first step in a potential ban on so-called discretionary clauses — which often exist in disability, life, accident and health policies …

Appeals court: Union Pacific did not discriminate – Tacoma News Tribune

1 Jun 2010 at 11:48am
It will mean, from date of discharge, eligibility for disability retirement and access to TRICARE, the military’s triple health insurance option, for the veterans, spouses and dependent children. Any out-of-pocket medical costs since discharge …

Improving Productivity by Breaking Down Healthcare … – Risk & Insurance Online

1 Jun 2010 at 6:40am
… the first step toward a culture of health was to increase employee access to interaction with primary-care doctors and preventive exams. The company engaged the services of HealthNEXT LLC, which in 2008 began reviewing disability, medical and …

Advice on Personal Insurance & Commercial Insurance. Copyright ©. All Rights Reserved.

Chamber members offered health insurance discount – Lafayette Journal and Cou…

25 May 2010 at 11:02pm
PHP is expanding its offering of health insurance products and services to businesses, individuals and families in 40 Hoosier counties, he said. It can provide prescription, dental, life, disability and third party administrator services.

State proposes banning insurance clause – Austin American-Statesman

25 May 2010 at 8:10pm
… clauses that make it easier for insurance companies to deny benefits to some policyholders. The move is the first step in a potential ban on so-called discretionary clauses — which often exist in disability, life, accident and health policies …

Property, Casualty and Direct Insurance in the US … – PR Inside

25 May 2010 at 11:23pm
This industry does not include insurance coverage for life, disability, accidental death, dismemberment and health risks. The Risk Overview chapter includes sections on Industry Definition and Activities, Industry Risk Score and Risk Rating Analysis …

Friedman Associates Offers Free Safety Education in … – PRWeb

25 May 2010 at 11:30pm
They specialize in Business Insurance, Employee Benefits, and Insurance Products for Individuals including Auto, Health, Life and Disability. Friedman Associates Insurance is unique in that they take a team approach to offering insurance products to …

U.S. Supreme Court declines case over Montana rule on denying health … – Mi…

20 May 2010 at 8:23pm
… Montana insurance rule that prohibited policy language giving insurers broad powers to deny coverage. Former state Auditor John Morrison, who decided in 2003 to prohibit the so-called “discretionary clause” in group health and disability …

A Helping Hand: Long-Term Disability Writers’ Programs Allow Cancer … – Ins…

20 May 2010 at 4:56pm
… $219 billion, including $89 billion in health care expenditures and $130 billion in lost productivity. Carriers are fighting back. Many are offering cancer-related education and support tools and helping employees on disability claims …

Expo offers information for seniors – Banner-Graphic

25 May 2010 at 8:39pm
It focused on changes for citizens on healthcare, social security Part D Medicare, disability changes, fraud and scam issues, nursing home facilities, hospice, insurance, financial concerns and general health issues. Panels of experts answered …

U.S. Supreme Court lets Montana insurance consumer-protection standard … – …

20 May 2010 at 11:01pm
… Montana insurance rule that prohibited policy language giving insurers broad powers to deny coverage. Former state Auditor John Morrison, who decided in 2003 to prohibit the so-called “discretionary clause” in group health and disability …

Hospital board OKs purchase of high-tech beds – Daily Sentinel

25 May 2010 at 11:45pm
Also approved was an agreement with 3M for coding and support system software and the renewal of employee health, dental, life insurance and short-term disability.

Advice on Personal Insurance & Commercial Insurance. Copyright ©. All Rights Reserved.

19 May 2010 at 10:33pm
fficials at Cigna aren’t just assuming that earlier intervention can prevent disability. To validate the theory, the health and disability insurance company has launched an 18-month pilot study involving 26 employers and nearly 120,000 employees …

What’s Your Mental Health IQ? Take Guardian’s Online Quiz and Help … – Eart…

17 May 2010 at 11:44am
May is Disability Insurance Awareness Month and Mental Health Month. The Guardian Life Insurance Company of America (Guardian) and Mental Health America (MHA) are sponsoring an online quiz to dispel myths about mental illness and disability and to …

Business Owners and Individuals Seek Affordable Health Insurance In … – PRL…

17 May 2010 at 1:53pm
Tim has been a licensed insurance agent in the State of Ohio since 1997. The primary focus of the agency is helping families and business owners with their Life, Health, Disability, and Critical Illness insurance needs. A Christian based company …

Wellness Goes Global as CIGNA Helps Companies Launch Multilingual … – Insur…

19 May 2010 at 11:16pm
CIGNA Corporation’s operating subsidiaries provide an integrated suite of medical, dental, behavioral health, pharmacy and vision care benefits, as well as group life, accident and disability insurance, to approximately 46 million people throughout …

MetLife Study Finds Less Than Half of Americans out of Work Because of … – …

14 May 2010 at 12:45pm
The disability they experienced occurred in the past 10 years. About MetLife MetLife is a subsidiary of MetLife, Inc. (NYSE: MET), a leading provider of insurance, employee benefits and financial services with operations throughout the United States …

Steer clear of stampede when stocks make a shift – NorthJersey.com

20 May 2010 at 12:21am
Buy disability, health and life insurance. The Dow Jones industrial average has seen triple-digit ups and downs during many recent trading sessions. There’s no doubt the market barometer will see similar swings in the future. If you have an itchy …

CorVel Announces Fiscal Year Earnings Release Webcast – Earthtimes

18 May 2010 at 11:00am
CorVel specializes in applying information technology and e-commerce applications to improve outcomes in the workers’ compensation, group health, auto and disability management insurance markets. The Company provides claims management solutions in …

Aetna Announces Appearance at 2010 Citi Investment … – PR Inside

19 May 2010 at 11:20am
Aetna offers a broad range of traditional and consumer-directed health insurance products and related services, including medical, pharmacy, dental, behavioral health, group life and disability plans, and medical management capabilities and health …

David Tompkins to Present at the Aid & International … – PRLog (free press …

18 May 2010 at 4:33am
As an independent insurance brokerage, TFG Global has been able to source individual and group insurance plans to cover health, dental, evacuation, life and disability insurance for expatriate and even local national employees and contract workers.

Study: Calif. Workers’ Comp Claimants Getting Care They Want – Insurance Journal

13 May 2010 at 4:11am
Those facing such barriers were found to experience longer durations of disability. Workers who encountered access barriers … Wickizer, affiliate professor at the Department of Health Services at UW and director of the study. “A third of the …

Advice on Personal Insurance & Commercial Insurance. Copyright ©. All Rights Reserved.

7 May 2010 at 7:24am
The month of May happens to be both Disability Insurance Awareness Month ?coordinated by the Life & Health Insurance Foundation for Education (LIFE) since 2007?and Mental Health Month, a tradition that MHA began in 1949. The month-long educational …

Guardian, MHA collaborate to raise awareness about depression … – News-Medi…

7 May 2010 at 8:28am
… foreclosures and a volatile economy, The Guardian Life Insurance Company of America (Guardian), an industry leader in group and individual disability insurance, is collaborating with Mental Health America (MHA) in a groundbreaking effort to …

Missouri Department of Insurance Adds Resource for Small Businesses – Insuran…

6 May 2010 at 7:47am
The new Web section lists factors to consider when buying insurance coverage for company cars, buildings and liability, as well as the options for providing benefits to employees through life, health and disability insurance. The site features …

Something You must know about Permanent Disability … – PRLog (free press re…

5 May 2010 at 1:28am
So you must give a lot consideration to obtain good health. To steer the healthy and peaceful life, it’s essential … At this level, the complete eternal Disability Insurance will enable you to resolve all your issues to a person who is a policy …

Unum books $10.2 million 1Q health reform charge – BusinessWeek

4 May 2010 at 2:01pm
Employee benefits and disability insurance provider Unum Group said Tuesday it booked a $10.2 million charge to first-quarter net income related to health care reform. The company said the charge is related to tax benefits for post-retirement …

How Did More Than 90,000 People Get Health Benefits … – TMCnet

11 May 2010 at 2:29pm
… efforts to simplify health benefits and communicate in plain language. Aetna Benefits Advisor educates consumers about the different benefits options available to them, including medical and dental plans, life insurance and disability, pharmacy …

CIGNA’s Earnings Up Despite Flat Customer Base – Hartford Courant

6 May 2010 at 8:30am
CIGNA Corp. announced a 36 percent increase to first-quarter net income compared with last year as the insurer saw gains in its international, health-care, disability and life insurance businesses. The company announced first-quarter net income of …

In Brief – Berkshire Eagle

11 May 2010 at 8:48pm
Guardian and Mental Health America ally The Guardian Life Insurance Company of America has collaborated with Mental Health America to to raise awareness about depression as a common cause of disability during May, which is Disability Insurance …

CIGNA Corp.’s First-Quarter Net Income Is 36% Higher Than Last Year’s … – H…

6 May 2010 at 7:42pm
CIGNA Corp. announced a 36 percent increase to first-quarter net income compared with last year as the insurer saw gains in its international, health care, disability and life insurance businesses. The company announced first-quarter net income of …

Surprise will pay ex-city manager $156,000 – AZCentral.com

5 May 2010 at 11:23am
The amount owed includes nine months’ base salary, accrued vacation and sick time, and benefits, which include life, health, dental and disability insurance. Insurance coverage will continue until Dec. 31, when Oliver will be eligible for benefits …

Advice on Personal Insurance & Commercial Insurance. Copyright ©. All Rights Reserved.