Be Safe Insure .com » Business

Small Business Insurance

Webmaster — Sun, 27 Mar 2011 14:33:44 +0000

Small Business Insurance

This video gives you a helpful and straightforward run down of all important points to consider when searching for small business insurance policies. It includes concise explanations of mandatory policies such as employers liability insurance and central options to consider such as public liability insurance and business contents insurance.

Here is the video on Youtube:

10 Marketing Myths That Will Destroy Your Business

Webmaster — Sat, 13 Feb 2010 12:24:03 +0000

10 Marketing Myths That Will Destroy Your Business

10 Common Marketing Myths

1. You need to spend money to make money. Nonsense! In order to succeed in the world of business, Shoestring Marketers must invest time, energy and creativity. But, they do NOT need to spend money.

2. You need to possess a degree in marketing to succeed. Shoestring marketers do not necessarily have marketing degrees, college degrees or even high school degrees. All it takes to succeed is passion and perserverence.

3. Your marketing ends once you have made the sale. Shoestring marketers understand that the absolute best marketing occurs with existing customers. Research clearly suggests that your current customers are 10x more likely to purchase from you again and will cost you nothing in marketing dollars!

4. You must compete fiercely with your competition. Shoestring marketers understand that competition only leads to stress and failure. Instead, you must be aware of your competitors in order to engage in joint ventures and other shared marketing efforts.

5. Marketing is showcasing you and your company. Im sorry to tell you this, but Shoestring Marketers understand that prospective clients and customers dont care about you or your company. Prospective customers only care about themselves and how your company can help solve or alleviate their problems.

6. Marketing interrupts the customer. The days of interruption marketing are quickly coming to a close. Todays consumers are not responding to traditional TV ads, radio ads and internet ads that interrupt what they are doing. Shoestring marketers realize that marketing is all about developing a relationship with the customer. The Shoestring Marketers motto is: relationships first, sales second.

7. Marketing is taking from the customer. The Shoestring Marketer understands that marketing is about giving value to your prospective and current customers. Shoestringers are always thinking about what they can give away for free: downloadable e-books, reports, webinars, seminars, etc.

8. Marketing is aimed at a large group of prospects. This type of thinking is a huge mistake. In order to succeed in todays marketplace you must aim for a small, targeted group of prospects. The smaller the group, the easier it will be for your marketing campaign.

9. Marketing is about how much money you have made at the end of the month. The Shoestring Marketer understands that making a profit is extremely important to business success. (And making a big profit is great as well!) But, if you are truly going to succeed in your marketing efforts, you will be interested in how many new relationships you have developed at the end of the month.

10. Marketing is about having 5 solid marketing strategies. As a business owner you cant depend on a small handful of marketing strategies to grow your business. In fact, with hundreds of great marketing strategies, Shoestring Marketers need to use as many as possible to gain massive exposure.

If you are going to become a world-class Shoestring Marketer, then it is essential to your business success that you understand these 10 marketing myths. Once you shift your marketing mindset, your business will catapult to the top!

Here is the video on Youtube:

Small Business Insurance – Getting The Right Business Insurance Policy jjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjj

Webmaster — Sat, 24 Oct 2009 15:52:10 +0000

Small Business Insurance – Getting The Right Business Insurance Policy

Are you investigating business insurance for your small business? This video gives you a helpful and straightforward run down of all important points to consider when searching for small business insurance policies. It includes concise explanations of mandatory policies such as employers liability insurance and central options to consider such as public liability insurance and business contents insurance.

Here is the video on Youtube:

Aon launches Piracy Insurance to fill Loss of Earnings gap

Be Safe Insure — Wed, 14 Jan 2009 21:36:45 +0000

Global risk and insurance firm Aon has launched a new insurance policy for charterers, shipowners and cargo owners to cover loss of earnings from a ship being detained by pirates.

There have been over 50 reported attacks off the coast of Somalia, with 32 vessels hijacked, in the first eight months of 2008.

The average duration of vessel seizure is 60 days which means that charterers have been incurring the cost of paying charter hire for these additional days without receiving any extra income. Cargo owners are also facing the risk of cancellation of contracts due to the delay.

Relevant hull and war clauses cover physical loss or damage arising from piracy, and ransom is either dealt with by specific coverage or by owners attempting to recover as a sue and labor expense. However, there has been a potential void in cover for the financial impact of business interruption or loss of earnings.

This new policy is bridging the gap and is designed, for example, to cover:

· charterers, who are paying for hiring the vessel even though the vessel is detained;

· shipowners, who in the event of contract frustration, may lose out on charter revenues;

· cargo owners, particularly of seasonal goods, who face cancelled contracts if the goods are held up;

· all other interested parties to a venture with an insurable interest.

The cover is triggered from day one of the attack (with no deductible) and is a standalone policy to complement existing hull, war, cargo and P&I cover.

Peter Townsend, Aon’s head of marine hull, said: “The recent spate of pirate attacks in the Gulf of Aden/Horn of Africa has highlighted how shipowners and charterers are incurring significant uninsured costs with no recourse. We decided to do something about it across the marine industry so all parties affected by an attack could recover their loss of earnings.”

Peter Dobbs, CEO of Aon’s UK marine team, added: “This year has seen our marine clients facing a raft of risks as shipowners face tighter margins in the credit crunch and hull rates begin to increase. Against this backdrop, Aon has stepped up its innovation to provide our clients with solutions that respond to the real challenges facing their businesses – such as piracy attacks.”

The piracy loss of earnings policy follows the suite of new products from Aon in 2008, which include protection for insurer insolvency and trade finance.