Open Enrollment starts for Federal Employees’ LTC Insurance Plan – what consumers need to know

This is a guest post by Jesse Slome, Executive Director of the American Association for Long-Term Care Insurance. For more information, please visit http://www.aaltci.org The first major open enrollment for the nation’s largest group long-term care insurance program begins April 4 (and runs until June 24). Millions of federal employees are eligible, as are postal [...]

COBRA – What Is It and How Does It Work?

COBRA – What Is It and How Does It Work? COBRA allows you to continue your healthcare coverage for up to 18 months. With COBRA certain people with a disability are allowed 11 additional months. And, even if you choose not to extend your health insurance coverage immediately after you leave your job, you have [...]

COBRA – What Is It and How Does It Work?

COBRA – What Is It and How Does It Work? COBRA allows you to continue your healthcare coverage for up to 18 months. With COBRA certain people with a disability are allowed 11 additional months. And, even if you choose not to extend your health insurance coverage immediately after you leave your job, you have [...]

Federal Long-Term Care Insurance Program Proposal & Policy Implications

Federal Long-Term Care Insurance Program Proposal & Policy Implications The Federal Long-Term Care Insurance Program (FLTCIP) provides long term care insurance to help pay for costs of care from simple ailments to complex syndromes. The Federal Long-Term Care Insurance Program reflects the long and careful efforts of the U.S. Office of Personnel Management and two [...]

Only 9% of Unemployed Obtain COBRA Health Insurance

Anyone who has ever had to pay COBRA health insurance out of pocket, knows just how expensive these premiums can be. And they are to be paid at times when the family budget is tighter than usual. Therefore, the results from a new analysis by the Commonwealth Fund comes as no surprise. As the rate [...]