Inside the Mind of an Underwriter - Demystifying the Underwriting Process - I
July 6, 2008
by Chris Sheppard Have you ever wondered who that person is behind the curtain? Contrary to what you may think, it’s not the Wizard, but the insurance company underwriter. Believe it or not, there is a real, live person on the other end of your insurance contract. The underwriter is the central... Read more »
America’s Best Drivers ~ Allstate reports
July 3, 2008
NORTHBROOK, Ill., July 1, 2008- Residents in Sioux Falls, S.D., continued to top the chart as the safest drivers in the U.S., according to the fourth annual “Allstate America’s Best Drivers Report™.” The average driver in Sioux Falls experiences an auto collision every 14.6... Read more »
Income Tax Burdens For the Non-Spouse Beneficiary: Perils of Failing to Roll a 401k into an IRA
July 1, 2008
Have you heard about a “stretch IRA” and wondered if it was some special kind of IRA? Well, it isn’t. In the simplest terms, a stretch IRA is an IRA that has a beneficiary designation that provides for the possibility of maintaining the tax deferred status of the IRA after the death of the IRA... Read more »
Today’s Life Insurance News
June 25, 2008
Life, death and health insurance The first question a doctor’s office asks any new patient: “What kind of insurance do you have?” Shaneera Smith’s answer, like that of millions of Americans, is: “I don’t have any.” Smith and her husband, Omar, both had pretty... Read more »
Cheap Travel Insurance For Over 65s - Getting The Right Policy
June 10, 2008
Part of the excitement of going on vacation is seeing new things. Another exciting part of traveling is never knowing what is going to happen next. But, as you get older traveling can become a bit scary. It can be scary to have things go wrong when you are away from the things you know and living in... Read more »
Graduating from Dad’s Insurance Policy? Get Short-term Health Insurance
June 9, 2008
‘Insurance can be lost as diplomas are gained’ highlights Leigh Kelley at BlueRidgeNow.com. She bring up an important point for new graduates and their families. Many young people graduate from high school and college, and sometimes even unbeknownst to them, they are also graduating from... Read more »
Truck Insurance - How Commercial Truck Insurance Premiums Are Determined
June 5, 2008
Truck Insurance premiums are calculated according to a variety of factors. These factors are used to determine the financial risk, or probability of an accident, involved in providing a driver with truck insurance. Many factors taken into consideration are things that the driver can have an influence... Read more »
Keep Pension Funds Safe !
April 21, 2008
‘Having pension funds insure bonds seen as too risky’ ~ is the conclusion of Reuters recent analytical article by Joan Gralla: “NEW YORK (Reuters) - A proposal by California to use state pensions to back municipal bonds is drawing criticism from some other U.S. states and investors... Read more »
Wedding Insurance for Your Perfect Wedding Day
February 6, 2008
By Van Dorst Weddings are major investments. I am not referring to the emotional investments in the relationship of the soon-to-be-wed couples. I mean: the financial investments of the wedding affairs. US wedding price tags average $20,000 and beyond. As wedding affairs involve such significant investments,... Read more »
The Benefits of Tornado Insurance
January 31, 2008
The Benefits Of Tornado Insurance Homeowners and business owners often wonder what types of insurance coverage they have as it pertains to certain weather events. One particular weather event that often causes confusion with homeowners is tornado events. Most, and the emphasis here is on most, policies... Read more »
