Impairment Insurance

Impairment Insurance Impairment Insurance, is a form of insurance that insures the beneficiary’s earned income against the risk that disability will make working (and therefore earning) impossible. We all know how crucial distinctive health insurance policy is, but did you know that impairment insurance policy is just as significant? In the event that you are [...]

Inside the Mind of an Underwriter – Demystifying the Underwriting Process – I

Understand how the underwriting process works. Important tips for those thinking about marketing their business insurance.

America’s Best Drivers ~ Allstate reports

NORTHBROOK, Ill., July 1, 2008- Residents in Sioux Falls, S.D., continued to top the chart as the safest drivers in the U.S., according to the fourth annual “Allstate America’s Best Drivers Report™.” The average driver in Sioux Falls experiences an auto collision every 14.6 years. Compared to the national likelihood of a collision every 10 [...]

Income Tax Burdens For the Non-Spouse Beneficiary: Perils of Failing to Roll a 401k into an IRA

Have you heard about a “stretch IRA” and wondered if it was some special kind of IRA? Well, it isn’t. In the simplest terms, a stretch IRA is an IRA that has a beneficiary designation that provides for the possibility of maintaining the tax deferred status of the IRA after the death of the IRA [...]

Today’s Life Insurance News

Life, death and health insurance The first question a doctor’s office asks any new patient: “What kind of insurance do you have?” Shaneera Smith’s answer, like that of millions of Americans, is: “I don’t have any.” Smith and her husband, Omar, both had pretty good jobs – she as … Myths about insurance For many [...]

Cheap Travel Insurance For Over 65s – Getting The Right Policy

Part of the excitement of going on vacation is seeing new things. Another exciting part of traveling is never knowing what is going to happen next. But, as you get older traveling can become a bit scary. It can be scary to have things go wrong when you are away from the things you know and living in your comfort zone. It is good to have the reassurance of cheap travel insurance for over 65s when they happen.

Graduating from Dad’s Insurance Policy? Get Short-term Health Insurance

‘Insurance can be lost as diplomas are gained’ highlights Leigh Kelley at BlueRidgeNow.com. She bring up an important point for new graduates and their families. Many young people graduate from high school and college, and sometimes even unbeknownst to them, they are also graduating from their parents’ health insurance plans. Commonwealth Fund writes that young [...]

Truck Insurance – How Commercial Truck Insurance Premiums Are Determined

Truck Insurance premiums are calculated according to a variety of factors. These factors are used to determine the financial risk, or probability of an accident, involved in providing a driver with truck insurance. Many factors taken into consideration are things that the driver can have an influence on in order to decrease rates, such as [...]

Keep Pension Funds Safe !

‘Having pension funds insure bonds seen as too risky’ ~ is the conclusion of Reuters recent analytical article by Joan Gralla: “NEW YORK (Reuters) – A proposal by California to use state pensions to back municipal bonds is drawing criticism from some other U.S. states and investors who prefer a private-sector solution and one that [...]

Wedding Insurance for Your Perfect Wedding Day

By Van Dorst Weddings are major investments. I am not referring to the emotional investments in the relationship of the soon-to-be-wed couples. I mean: the financial investments of the wedding affairs. US wedding price tags average $20,000 and beyond. As wedding affairs involve such significant investments, securing these investments by taking out wedding insurance seems [...]

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