Insurance Fraud – The Dumb Criminal Chronicles 4

Insurance Fraud – The Dumb Criminal Chronicles 4

One of the greatest challenges insurance companies face is the ferreting out of insurance fraud. Wherever there is a chance that someone can get paid for submitting a fraudulent claim, there are also stupid people who are willing to give it a try.

Here are some recent examples:

1. The Charging Bull

NEW HAVEN, CT: Connecticut state investigators say have charged a New Haven man with felony fraud after he was spotted running a 40-yard dash in a race sponsored by a local radio station. The man was collecting worker’s compensation from alleged injuries sustained as a prison guard…otherwise known as a “bull.” He entered a not-guilty plea.

2. Wrestler pleads guilty to faking injury

PENNSYLVANIA: The state Attorney General said that a man tried to make a claim for injuries from a slip and fall in a Seven Eleven store. But then investigators found out that the man is a professional wrestler with the name “Mr. Motion,” and is trained to fake falls and injuries. The man pleaded guilty and got three years probation.

3. Didn’t you think someone would notice her missing?

CHICAGO, IL: A Chicago man was charged with first degree murder in the death of his wife and the mother of three kids to collect on her life insurance policy. “Mrs. Unfortunate” was found slain in the trunk of her Chevy Monte Carlo, shot multiple times.

She was not available for comment. Her loving husband may be unavailable for comment for 40-60 years.

Insurance fraud is serious business, since claims paid on fraudulent claims cost ALL of us higher premiums. It’s no different than shoplifting at a retailer. Stores simply add the cost of their “shrinkage” to the cost of the goods you and I pay for.

Report any suspected insurance fraud to the police. And know that most of the time, criminals get caught.

Copyright 2009 by Russell D. Longcore

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