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What are the My Insurance Rights for an Individual?

September 30, 2008

Worried about your insurance policy? Knowing your rights might ease your stress.

American International Group (AIG) received a $85 billion loan from the Federal Reserve breathing new life into the insurance and financial services company.

But, many policy holders are still fretting about insurance.

Here’s a general look at what you should know as an insured individual: take a look at your personal policy for the specifics:

RIGHT #1: You have the right to change coverage at any time.

RIGHT #2: You have the right to the insurance terms and conditions of the policy through the life of the contract.

RIGHT #3: You have the right to research your insurance providers rating.

RIGHT #4: You have the right to receive the cash value for premiums paid on permanent life insurance.

RIGHT #5: You have the right to file a complaint.

RIGHT #6: You have the right to sell a permanent policy to a life settlement company.

For the complete article, go to Mainstreet.com

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Written by Be Safe Insure · Filed Under Insurance 

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