Tuesday, February 7th, 2012

What are my Insurance Rights as an Individual?

September 30, 2008 by Be Safe Insure  
Filed under 2. Personal Insurance

Worried about your insurance policy? Knowing your rights might ease your stress.

American International Group (AIG) received a $85 billion loan from the Federal Reserve breathing new life into the insurance and financial services company.

But, many policy holders are still fretting about insurance.

Here’s a general look at what you should know as an insured individual: take a look at your personal policy for the specifics:

Insurance Right #1: You have the right to change coverage at any time.

Insurance Right #2: You have the right to the insurance terms and conditions of the policy through the life of the contract.

Insurance Right #3: You have the right to research your insurance providers rating.

Insurance Right #4: You have the right to receive the cash value for premiums paid on permanent life insurance.

Insurance Right #5: You have the right to file a complaint.

Insurance Right #6: You have the right to sell a permanent policy to a life settlement company.

For the complete article, go to Mainstreet.com


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